According to this email, which purports to be a notification from American Express, the company needs to speak to you regarding an account security concern.
The email, which has the subject line ‘Unusual activity in your American Express’ warns that new charges on your card may be declined until the ‘security concern’ is dealt with.
The message asks you to click a link to secure your account and rectify the issue.
However, the email is not from American Express. Instead, it is a phishing scam designed to trick you into submitting your account login details and other personal information to cybercriminals.
If you click the logon link in the message, you will be taken to a bogus website that asks you to login to your AmEx account. Once ‘logged in’, you will be taken to another form that asks for your credit card details and a host of other personal and financial information, ostensibly as a means of proving your identity and securing your account.
But, alas, criminals can collect all of the information you submit and subsequently use it to commit credit card fraud and identity theft.
Like other high-profile credit providers, American Express is almost continually targeted in such phishing scams. American Express will not send you a generic email that claims that you must deal with an account issue by clicking a link or opening an attached file.
You can report American Express phishing scams via the submission details on the company’s website.
Examples
We are writing to you because we need to speak with you regarding a security concern on your account. Our records indicate that you recently used your American Express card on January 07, 2016.
For your security, new charges on the accounts listed above may be declined. If applicable, you should advise any Additional Card Member(s) on your account that their new charges may also be declined.
To safeguard your account, please access your account here.
American Express
Customer Service Department
Subject: Unusual activity in your American Express Dear Customer:
We are writing to you because we need to speak with you regarding a security concern on your American Express. Our records indicate that you recently used your American Express card on April 29, 2015.
For your security, new charges on the accounts listed above may be declined. If applicable, you should advise any Additional Card Member(s) on your account that their new charges may also be declined.
To secure your account , please click log on to : [Link removed]
Your prompt response regarding this matter is appreciated.
Sincerely,
American Express
Original Source : https://www.hoax-slayer.net/american-express-security-concern-phishing-scam-email/